Journal of a 77 Year Old Gay Man Coming In For the Final Landing

Posts tagged ‘retirement’

New Toy

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Bill and Ron got a new toy today.  Yep!  We got a John Deere (doesn’t just saying that name make your heart flutter guys?) zero turn riding tractor.  

 

We have been thinking a bit about getting a bigger and faster tractor than the John Deere we have now.  Bill mows our lawn and it takes him over two hours.  With one of these zero turn tractors, he can cut that time in half.  

 

Last year Bill bought our neighbor’s tractor when he rented his house out.  That is also a John Deere tractor but a two blade tractor with the engine up front.  We’ve always been impressed by the zero turn tractors. Both of my brothers have zero turn tractors.  How I let my two younger brothers “up” me on lawn mower riding tractors, I’ll never know.  My guard must of had my guard down. 

 

We went down to Loew’s this morning to “just look” at riding tractors.  You know how that goes, “just looking.”  So many times I’ve “just looked” and ended up buying on the spot.  This house, my dog Horace, et al.  

 

What propelled us into buying the John Deere today was free delivery.  That’s $79.00 saved right there!

Then we get a veterans discount of 10%, that was another $399.90.  We’ll take it!  And in fact, they said they could deliver it this afternoon, which they did!  

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Now the problem was how to use it.  Haim, (from Israel, not a Hispanic) the delivery man gave us a quick “how to” but me with my decreasing cognitive skills still didn’t grasped the sequence that I have to follow to start and run the tractor.  See the video below, which was not staged.  In fact this video was supposed to show me taking off IMMEDIATELY but you know how that goes.  Oh well, reality.  

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Now here is something funny.  Bill has no problem starting the tractor but he can’t get the hand of steering the tractor with those dual handle bars.  I have no problem with that, much to Bill’s surprise (and chagrin because he always has to be the butch one who knows all about THAT stuff and thinks I can only bake cakes).  Hey, let me tell you I can do some Butch Stuff too.  Not whole lot mind you (I don’t want to break my fingernails) but I can manage in a pinch.  I’m butch when I have to be. 

 

So I took a spin around and even cut our neighbor’s lawn (they’re away on vacation).  Bill was so impressed that I fear that he is going to give me the lawn mowing job too.  Not so fast Bill.

 

Auto Insurance Shopping Day

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Yesterday I received notice of my auto insurance renewal.  The price went up again!  

 

Up until I got my new 2010 Subaru Forester in September of 2010, I was paying around $68.00 a month for full coverage for my previous car, also a Subaru Forester 1998.

 

I expected my monthly premium to go up and it did, to about $88.00 a month.  My insurance is renewed every six months.  Each time my premium crept up.  My latest premium was $97.00 (I left off the pennies) a month.  So yesterday I was justifiably shocked when I received my new premium notice for $103.97 a month!  Now I was paying over $1,200 a year for auto insurance coverage.

 

Excuse me?  I have an excellent credit rating.  I haven’t had any accidents or moving violations.  I’ve never made a claim on my auto insurance.  And my rate goes up each six month interval?  Really?

 

Yesterday at work I check with my boss to see what he was paying for auto insurance.  He told me “around $800 a year.” His insurance also included his life insurance!  Like me he said he got a reduced rate because he bundled his homeowner’s insurance with his other insurance policies.  I do the same but still have high premiums.  

 

Time to shop around for new insurance.  That’s what I did this morning.  

 

I am a member of AARP (of course I am, I’m an Oldie Goldie) and AAA.  I called the AARP Insurance program from The Hartford.  I receive mailings all the time urging me to change insurance but I’ve always thrown them away, figuring they’re all about the same.  Oh how wrong I was.

 

I called the number for the AARP Insurance program from The Hartford this morning.  What a surprise!

 

Here’s the deal:

 

They can get me a YEAR of insurance for $566.00.  That is a 54% savings over my State Farm auto insurance policy!  54%!!!!  YES!

 

I also got a quote for my homeowner’s insurance (for which I’ve never made claim) and they quoted me $574 versus $849 that State Farm was charging me.  That is a 32% savings!  

 

Of course I signed up immediately.  They take care of all the paperwork.  I don’t even have to call State Farm to inform them that they were overcharging me.  All I have to do is sign the papers that The Hartford sends to me.  

 

My total savings are $660.06 on auto insurance and $275.00 on homeowner’s insurance for a total combined savings of $811.00.  Hey folks, I can use it.

 

Being retired as I am now, I am living on a fixed income.  I have my part-time job to try and stay ahead of inflation and to indulge occasionally in a few little “extras”.  One of the main reasons I moved to Delaware was to get away from the ever increasing school taxes of Pennsylvania.  Now I had a new problem with my auto and homeowner’s insurance.  I just took care of that little problem this morning.

 

Thank God for competition.  At least I can buy some time now with these new insurance policies.  

 

This is a good start to my day.  

 

Hello World!

Here I am, a 70 year old gay man, semi-retired to Rehoboth Beach, Delaware.  I’ve been a blogger since 2005 on another website.  I’m giving Word Press a try just to try something new. Always time for a change I say.

My partner (Bill) and I have been together for forty-seven years now.  I still find it hard to believe that so many years have gone by.  We will always be together until one of us dies then the survivor will have a problem.  One of us will be alone then and that’s a thought I do not want to think about.

Bill is 83 years old and I am 70 years old, well past the gay expiration date.  If I survive, I’ll get a cat (or two) to keep me company, maybe a Pomeranian dog.  We’ve had five over the years but our last one died over a dozen years ago.  The loss was so great we haven’t gotten one since just because we don’t want to go through that pain.

Well, I’m rambling on here but I did want to get my new blog started on Word Press and just see how I would like it.  So far, not bad.